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Looking for a notch above the standard correspondent lending program?

We understand your mortgage lending challenges.

We understand the formidable challenges facing community banks who clearly know the value in offering their customers home mortgages, but still face today's hurdles...increased operational costs, regulatory risks and scrutiny or outdated mortgage technology. So you need a program that is a notch above the standard, right?

ICBA Mortgage Solutions provides personalized service and a simple process enhanced with superior technology - all designed to help you serve more customers and grow your mortgage business. But here's our notch above...

  • Co-branded servicing
  • Fast-track program for quick lender approval process
  • Non-competing secondary market investor
  • Broad product offering - conventional, government and jumbo products

 

An experienced partner helps protect your bottom line.

ICBA Mortgage Solutions is powered by LenderLive Network, who has been supporting community banks like yours for more than 20 years. Working together, we provide

  • Deep compliance experience to reduce risk
  • SAFE Act, federal and state compliance to help protect your reputation and bottom line
  • 100% domestic-based resources, operations and data centers
  • Support from dedicated regional account manager and business development manager
  • Reliable partner, singularly focused on residential mortgage industry

Contact us to find out if our correspondent program is the right fit for your bank.

Correspondent-lending-get-started

Products

  • Conforming fixed, fully amortized loans
    (10, 15, 20, 25 and 30 year options)
  • Conforming ARMs
    (7/1 and 10/1 options)
  • Conforming High Balance
  • HARP – Open Access
  • FHA
  • Jumbo – non-conforming balance

Program Features

  • No cross-sell
  • Quick client approvals
  • Commitment to retained servicing
       Co-branded servicing option
  • Approved Seller/Servicer for Fannie Mae, Freddie Mac and Ginnie Mae
          Loan Prospector, Desktop Originator
         and Desktop Underwriter
  • FHA lender
       Principal/Agent Sponsored Originator
  • 48-hour underwriting turn time
  • Flow and bulk options
  • Delegated and Non-delegated options
  • Minimal overlays
  • MGIC and Radian delegate
  • Electronic delivery


“As a community bank, we pride ourselves in offering a convenient, full-service banking experience for customers. This new (Jumbo) product offered by ICBA Mortgage Solutions streamlines the process for us to service customers’ high-value mortgage needs.”

Jill Castilla, President and CEO of Citizen's Bank of Edmond, Edmond, OK